:root{--navy:#0f1f38;--navy-mid:#162844;--navy-light:#1e3558;--gold:#b8972a;--gold-light:#d4af45;--gold-pale:#f5e9c2;--cream:#faf8f3;--text-dark:#1a1a1a;--text-mid:#444;--text-light:#777;--white:#ffffff;--border-line:rgba(184,151,42,0.25);}
*{box-sizing:border-box;margin:0;padding:0;}
body{font-family:'Lato',sans-serif;color:var(--text-dark);background:var(--white);}
.nav{background:var(--navy);padding:0 48px;display:flex;align-items:center;justify-content:space-between;height:88px;border-bottom:2px solid var(--gold);position:sticky;top:0;z-index:1000;}
.nav-logo img{height:58px;width:auto;display:block;mix-blend-mode:screen;filter:brightness(1.05);}
.nav-links{display:flex;align-items:center;gap:28px;list-style:none;}
.nav-links a{font-size:11px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:rgba(255,255,255,.75);text-decoration:none;transition:color .2s;}
.nav-links a:hover{color:var(--gold-light);}
.nav-cta{background:var(--gold);color:var(--navy) !important;padding:10px 22px;}
.nav-cta:hover{background:var(--gold-light);}
@media(max-width:768px){
  .nav{padding:0 20px;height:72px;}
  .nav-logo img{height:44px;}
  .nav-links{display:none;}
  .nav-mob{display:flex;align-items:center;gap:12px;}
  .nav-burger{display:flex;flex-direction:column;gap:5px;cursor:pointer;padding:6px;}
  .nav-burger span{display:block;width:22px;height:2px;background:rgba(255,255,255,.8);}
}
@media(min-width:769px){.nav-mob{display:none;}}
@media(max-width:768px){
  .page-header{padding:40px 20px 36px;}
  .page-header h1{font-size:32px;}
  .pa-layout{grid-template-columns:1fr;}
  .pa-sidebar{display:none;}
  .pa-main{padding:40px 20px;}
  .matter-grid{grid-template-columns:1fr;}
  .state-grid{grid-template-columns:1fr;}
  .bottom-cta{padding:36px 20px;flex-direction:column;}
  .footer{padding:36px 20px 20px;}
  .footer-inner{flex-direction:column;gap:16px;}
  .footer-links{flex-wrap:wrap;gap:12px;}
}
.page-header{background:var(--navy);padding:56px 40px 52px;position:relative;overflow:hidden;}
.page-header::before{content:'';position:absolute;top:0;right:0;width:40%;height:100%;background:linear-gradient(135deg,transparent,rgba(184,151,42,.07));pointer-events:none;}
.ph-eyebrow{font-size:10px;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);margin-bottom:14px;display:flex;align-items:center;gap:10px;}
.ph-eyebrow::before{content:'';display:block;width:32px;height:1px;background:var(--gold);}
.page-header h1{font-family:'Cormorant Garamond',serif;font-size:44px;font-weight:300;color:var(--white);line-height:1.18;margin-bottom:14px;}
.page-header h1 em{font-style:italic;color:var(--gold-light);}
.page-header p{font-size:14px;color:rgba(255,255,255,.65);line-height:1.75;max-width:580px;font-weight:300;}
.pa-breadcrumb{background:var(--cream);border-bottom:1px solid var(--border-line);padding:12px 40px;font-size:11px;color:var(--text-light);}
.pa-breadcrumb a{color:var(--gold);text-decoration:none;font-weight:700;}
.pa-layout{display:grid;grid-template-columns:1fr 300px;gap:0;align-items:start;}
.pa-main{padding:56px 48px 64px 40px;border-right:1px solid #e8e2d6;}
.pa-sidebar{padding:40px 32px;background:var(--cream);position:sticky;top:0;}
.gold-rule{width:48px;height:2px;background:var(--gold);margin-bottom:28px;}
.section-label{font-size:10px;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);margin-bottom:10px;}
h2.section-heading{font-family:'Cormorant Garamond',serif;font-size:30px;font-weight:300;color:var(--navy);margin-bottom:16px;line-height:1.25;}
h2.section-heading em{font-style:italic;}
.pa-intro{font-size:15px;color:var(--text-mid);line-height:1.8;font-weight:300;margin-bottom:32px;}
.pa-body{font-size:14px;color:var(--text-mid);line-height:1.8;font-weight:300;margin-bottom:20px;}
.pa-divider{border:none;border-top:1px solid #e8e2d6;margin:40px 0;}
.matter-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-bottom:8px;}
.matter-item{background:var(--cream);border-left:3px solid var(--gold);padding:14px 16px;}
.matter-item h5{font-size:12px;font-weight:700;letter-spacing:.3px;color:var(--navy);margin-bottom:4px;}
.matter-item p{font-size:12px;color:var(--text-light);line-height:1.5;}
.faq-list{display:flex;flex-direction:column;gap:0;}
.faq-item{border-bottom:1px solid #e8e2d6;}
.faq-item:first-child{border-top:1px solid #e8e2d6;}
.faq-q{font-size:13px;font-weight:700;color:var(--navy);padding:16px 0;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px;}
.faq-q::after{content:'+';font-size:18px;color:var(--gold);font-weight:300;flex-shrink:0;transition:transform .2s;}
.faq-item.open .faq-q::after{transform:rotate(45deg);}
.faq-a{font-size:13px;color:var(--text-mid);line-height:1.7;padding-bottom:16px;display:none;font-weight:300;}
.faq-item.open .faq-a{display:block;}
.sidebar-cta{background:var(--navy);padding:28px 24px;margin-bottom:24px;}
.sidebar-cta h4{font-family:'Cormorant Garamond',serif;font-size:22px;font-weight:300;color:var(--white);margin-bottom:10px;line-height:1.3;}
.sidebar-cta h4 em{font-style:italic;color:var(--gold-light);}
.sidebar-cta p{font-size:12px;color:rgba(255,255,255,.6);line-height:1.6;margin-bottom:20px;font-weight:300;}
.sidebar-btn{display:block;background:var(--gold);color:var(--navy);padding:12px 20px;font-size:11px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;text-decoration:none;text-align:center;}
.sidebar-contact{margin-bottom:24px;}
.sidebar-contact h5{font-size:10px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--gold);margin-bottom:14px;}
.sidebar-contact-line{display:flex;gap:8px;align-items:flex-start;margin-bottom:10px;}
.sidebar-contact-line svg{width:13px;height:13px;stroke:var(--navy-light);fill:none;stroke-width:1.5;flex-shrink:0;margin-top:1px;}
.sidebar-contact-line span{font-size:12px;color:var(--text-mid);line-height:1.4;}
.sidebar-contact-line a{font-size:12px;color:var(--gold);text-decoration:none;font-weight:700;}
.sidebar-divider{border:none;border-top:1px solid var(--border-line);margin:20px 0;}
.sidebar-practices h5{font-size:10px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--gold);margin-bottom:12px;}
.sidebar-practices ul{list-style:none;}
.sidebar-practices ul li{margin-bottom:8px;}
.sidebar-practices ul li a{font-size:12px;color:var(--text-mid);text-decoration:none;display:flex;align-items:center;gap:6px;}
.sidebar-practices ul li a::before{content:'';display:block;width:4px;height:4px;background:var(--border-line);border-radius:50%;flex-shrink:0;}
.sidebar-practices ul li a:hover{color:var(--gold);}
.sidebar-practices ul li.active a{color:var(--navy);font-weight:700;}
.sidebar-practices ul li.active a::before{background:var(--gold);}
.state-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:8px;}
.state-card{border:1px solid #e8e2d6;padding:16px 18px;}
.state-card h5{font-size:11px;font-weight:700;letter-spacing:.5px;text-transform:uppercase;color:var(--navy);margin-bottom:8px;display:flex;align-items:center;gap:8px;}
.state-badge{font-size:9px;font-weight:700;letter-spacing:.8px;text-transform:uppercase;background:var(--navy);color:rgba(255,255,255,.8);padding:2px 7px;}
.state-card p{font-size:12px;color:var(--text-light);line-height:1.6;}
.bottom-cta{background:var(--gold);padding:48px 40px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:24px;}
.bottom-cta h2{font-family:'Cormorant Garamond',serif;font-size:28px;font-weight:300;color:var(--navy);line-height:1.3;}
.bottom-cta h2 em{font-style:italic;}
.bottom-cta p{font-size:13px;color:rgba(15,31,56,.65);margin-top:4px;}
.btn-dark{background:var(--navy);color:var(--gold-light);padding:14px 28px;font-size:11px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;text-decoration:none;display:inline-block;}
.footer{background:#080f1c;padding:48px 48px 28px;border-top:3px solid var(--gold);}
.footer-inner{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px;padding-bottom:20px;border-bottom:1px solid rgba(184,151,42,.1);margin-bottom:16px;}
.footer-logo img{height:48px;width:auto;display:block;filter:brightness(0) invert(1);}
.footer-links{display:flex;gap:20px;}
.footer-links a{font-size:11px;color:rgba(255,255,255,.4);text-decoration:none;}
.footer-disc{font-size:10px;color:rgba(255,255,255,.2);line-height:1.6;}